Life insurance is a very personal product. There’s only one of you and your cover needs to be tailored to your circumstances and your budget. The amount of cover you need and the types of cover you need, can vary greatly depending on your individual circumstances.
Besides, not all insurance policies are created equal – some have additional benefits and features.
Our Financial Planners can assess your risk needs also help you make your insurance more affordable by recommending strategies including:
- taking advantage of the tax-effectiveness of insurance inside super
- combining your cover with a family member to reduce your premiums
- choosing the right combination of benefits and extra options.
By looking at your income, your debts, and your family’s circumstances, we can design you the right amount of cover to protection you today and then work with you each year to review to ensure it still meets your needs.